Articles & Videos

What does my general liability insurance protect me from?

What does my general liability insurance protect me from?

A frequently asked question by many of my clients is: "How does my commercial (CGL) general liability insurance protect my business?" Here's a common example of the risk protection CGL insurance can provide: You own a popular fast food restaurant. Over the weekend, a...

The 2020 Healy $200: Experiencing the Gift of Giving

The 2020 Healy $200: Experiencing the Gift of Giving

"For it is in giving that we receive."  ~Saint Francis of Assisi An annual Healy Group tradition since 2013, has been to give each Healy Group employee a $100 bill with the charge to go help someone or some group with it. There are no questions asked and there is no...

Your 2020 Tax Return and the Coronavirus

Your 2020 Tax Return and the Coronavirus

The coronavirus pandemic has made 2020 a year marked with uncertainty and change. Taxes are no exception. As the federal government sought to protect people's financial welfare during the COVID-19 economic shutdowns, it added new tax laws and changed others. If you...

A Thanksgiving Reflection

A Thanksgiving Reflection

Recently, I was talking to a client about the importance of tipping at restaurants, since wait staff and servers work so hard for the small amount of money they earn. She responded by telling me that she had realized that too, and now gave 20% times 2 as a tip. 40%!...

5 Good Reasons To Get Outside This Winter

5 Good Reasons To Get Outside This Winter

Cold weather does not have to keep you from enjoying the benefits of time outside, which are important all year round and especially this year. As we enter the winter months, you don't need to give up socializing, exercising, and gathering outside. When you are...

5 Ways to Protect Your Company from Cyber Attacks

5 Ways to Protect Your Company from Cyber Attacks

October is national cybersecurity awareness month! This year’s theme, “Do your Part. #BeCyberSmart.”, encourages individuals and organizations to take proactive steps to enhance cybersecurity and protect their part of cyberspace. Any small business that uses...

Safety Tips for Teen Drivers

Safety Tips for Teen Drivers

While getting a driver's license is a much-anticipated rite-of-passage for teenagers, it can be a very anxious time for parents--with good reason. According to the Center for Disease Control and Prevention (CDC), motor vehicle accidents are the leading cause of death...

A Strong Safety Culture Improves Morale and Profits

A Strong Safety Culture Improves Morale and Profits

One area Healy Group risk advisors are passionate about is helping our clients improve profitability by reducing injuries and accidents. Safety policies, training and education often fail to change unsafe behaviors and conditions that lead to accidents. A...

Michigan No-Fault Reform: How to Bridge Coverage Gaps?

Michigan No-Fault Reform: How to Bridge Coverage Gaps?

If you are not quite sure what's changing with Michigan's No-Fault Insurance Reform, you are not alone. In this blog post, we will help you understand how your insurance coverage may be impacted and how an umbrella policy can bridge gaps in your automobile coverage....

Challenged to Grow

Challenged to Grow

Who could have imagined that the spring of this new decade would challenge us to reconfigure our lives so dramatically? Everything has flipped upside down and we are working within a foreign framework. New rules for almost everything we do in our daily lives. As a...